Mom and Son, Reverse Mortgage Co-Borrowers

You pause when you see age 98 as your client's date of birth on their driver’s license. It’s a ‘moment’ ...You pause and think about that lifespan and what it experienced in the last almost 100 years of history. Lily’s appearance looked like 98 too I guess. She had deep character lines on her face and a strained shuffle behind her walker. But her eyes were different from the rest of her body. They shined with an intensity that matched her spoken words. Lily knew she needed financial security for herself and her caregiver son. People of advanced years, including my mother, say that even though the body gets old you are still the ‘same you’ inside and I believe it. Lily knew what she wanted and was not shy in communicating it. She wanted to stay in her home as long as possible. [...]