Family Members

Self-Sufficiency is Important at All Ages

Parents joke that they want to live long enough to be a burden to their children…But that’s not really true. The strategic use of home equity may help your parents maintain (or improve!) their quality of life in retirement.

Reverse mortgage loans were created to help people use the

equity they have built up in their home to pay off debts (including traditional mortgages),

cover basic monthly living expenses, pay for healthcare or fund activities that may otherwise be out of reach unless they sell their home.

There are no restrictions on how a borrower may use their reverse mortgage proceeds.  Ask us about the Reverse Mortgage’s “Non-Recourse loan” provision where no debt passes to heirs or the estate, or the Line of Credit Growth feature… There are many features to discuss with you and your family.

 When you are ready for loan scenarios that are personalized to your goals, just give us a call. Be Retirement Ready!

Resources for the Readers Among Us

The internet is full of myths & often outdated information. Our LEARN MORE links below take you to the latest, comprehensive educational flyers from the National Reverse Mortgage Association.

Reverse Mortgage Self Evaluation

This checklist can help you clarify questions, or talk with Kim Dodge!

What You Need to Know After Closing

Answer questions that you or your heirs may have now or in the future

What to Do When Your Loan is Due

Pay off your HECM at any time, or wait until you reach a maturity event

Use Your Home to Stay at Home

The Official US Department of Housing and Urban Development booklet

A conversation with our team is confidential and informative

Why do families put off calling for real, personalized information? They don’t want to be ‘sold to’ and certainly don’t want to be bothered by constant call backs from a nameless call center. But only searching the internet is not effective either.  Information can be outdated, or just not applicable for your situation.

A Reverse mortgage loan is part of a cash-flow strategy to meet needs (like paying for home maintenance) and desires (like finally taking that vacation, buying that car or contributing to a grand child’s education). It can be a financial safety net for unexpected expenses (or when the market is down!)

We understand the hesitation. We don’t like to be ‘sold to’ either. When you call us, we start by simply asking about your goals and what you are looking to achieve. We promise to be efficient with your time, and present options for you, your family and/or your financial advisor to consider. If a reverse mortgage is not right for your family, we will tell you so and why.

Phone or Text (503) 595-1600 |

Family Members

“We really appreciate the extra efforts Kim and Cheryl made with some of the unique challenges we presented. We also appreciate knowing they will be there for us for continued guidance in the future. We strongly recommend Kim Dodge Reverse Mortgage.”

 ~ Ross & Joann, Lake Oswego, OR

“Kim, I appreciate your and Cheryl’s hard work, plus the time given to me.   I could not have contacted a better pair of professionals to assist and guide me.  And I will be sure to let my Financial Advisor know that you and Cheryl were wonderful during the entire process. ” 

~ K.F. Salem, OR

“Kim and Cheryl educated us about options and helped us through every step in the process. We were informed in advance about time frames, costs, and potential outcomes. In the end, they gave us a better value than had been projected. I suggest you consider them for your mortgage needs. ” 

~ Dave & Cathy, Milwaukie, OR